diff --git a/edivorce/apps/core/utils/conditional_logic.py b/edivorce/apps/core/utils/conditional_logic.py
index 5ce0265e..c362138b 100644
--- a/edivorce/apps/core/utils/conditional_logic.py
+++ b/edivorce/apps/core/utils/conditional_logic.py
@@ -65,8 +65,9 @@ def determine_missing_undue_hardship_reasons(questions_dict):
                 except json.JSONDecodeError:
                     if value:
                         return False
-
-    return True
+        return True
+    else:
+        return False
 
 
 def determine_child_support_payor(questions_dict):