{% input_field type="textarea" name="debt_terms" value=debt_terms maxlength="250" rows="10" multiple='true' class="fact-sheet-input debt-input-field" placeholder="For example, how much is owed, what is the rate of interest, when it must be repaid." %}
{% include "partials/tooltip_link_federal_child_support_guidelines.html" with reference_link="http://www.justice.gc.ca/eng/rp-pr/fl-lf/child-enfant/guide/start-com.html#h12" link_text="Federal Child Support Guidelines" %}
{% input_field type="radio" name="claiming_undue_hardship" autocomplete="off" value="NO" data_target_id="undue_amount_question" data_reveal_target="true" %} NO
</label>
</div>
<divid="fact_sheet_e"class="question-well"hidden>
<h1>Fact Sheet E Undue Hardship</h1>
<p><strong>Unusual or excessive debts</strong></p>
<p>
What are the unusual or excessive debts that you owe? These are debts that were taken on to support the family
before you separated (e.g. student loans). The debt can also be due to earning a living (e.g. vehicle,
specialized equipment).
</p>
<tableid="claimant_debts"class="list-builder">
<thead>
<trclass="list-builder-header">
<thclass="table-bordered">Debt name</th>
<thclass="table-bordered">What are the terms of this debt?</th>
<thclass="table-bordered">Monthly amount</th>
<th></th>
</tr>
</thead>
<tbody>
<trclass="debt-group"hidden>
{% include "partials/fact_sheet_excessive_debt.html" with debt_monthly_amount=0%}
</tr>
{% if claimant_debts and claimant_debts != '[]' %}
{% multiple_values_to_list source=claimant_debts as debts %}
{% for debt in debts %}
<trclass="debt-item-row">
{% include "partials/fact_sheet_excessive_debt.html" with debt_name=debt.debt_name debt_terms=debt.debt_terms debt_monthly_amount=debt.debt_monthly_amount %}
</tr>
{% endfor %}
{% else %}
<trclass="debt-item-row">
{% include "partials/fact_sheet_excessive_debt.html" with debt_monthly_amount=0 exclude_delete_button=True%}
<thclass="table-bordered">Describe reason(s) for support</th>
<th></th>
</tr>
</thead>
<tbody>
<trclass="supporting-non-dependent-item-row">
{% include "partials/fact_sheet_supporting_person.html" with exclude_delete_button=True name_field="supporting_non_dependents_name" relationship_field="supporting_non_dependent_relationship" reason_field="supporting_non_dependent_reason" input_field_class="supporting-non-dependent-input-field" delete_button_class="btn-delete-supporting-non-dependent"%}
</tr>
<trclass="supporting-non-dependent-group"hidden>
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_non_dependents_name" relationship_field="supporting_non_dependent_relationship" reason_field="supporting_non_dependent_reason" input_field_class="supporting-non-dependent-input-field" delete_button_class="btn-delete-supporting-non-dependent" %}
</tr>
{% if list_of_supporting_non_dependents and list_of_supporting_non_dependents != '[]' %}
{% multiple_values_to_list source=list_of_supporting_non_dependents as supporting_non_dependents %}
{% for name, relationship, reason in supporting_non_dependents %}
<trclass="supporting-non-dependent-item-row">
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_non_dependents_name" relationship_field="supporting_non_dependent_relationship" reason_field="supporting_non_dependent_reason" input_field_class="supporting-non-dependent-input-field" delete_button_class="btn-delete-supporting-non-dependent" name=name relationship=relationship reason=reason %}
<thclass="table-bordered">Describe reason(s) for support</th>
<th></th>
</tr>
</thead>
<tbody>
<trclass="supporting-dependent-item-row">
{% include "partials/fact_sheet_supporting_person.html" with exclude_delete_button=True name_field="supporting_dependents_name" relationship_field="supporting_dependent_relationship" reason_field="supporting_dependent_reason" input_field_class="supporting-dependent-input-field" delete_button_class="btn-delete-supporting-dependent"%}
</tr>
<trclass="supporting-dependent-group"hidden>
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_dependents_name" relationship_field="supporting_dependent_relationship" reason_field="supporting_dependent_reason" input_field_class="supporting-dependent-input-field" delete_button_class="btn-delete-supporting-dependent" %}
</tr>
{% if list_of_supporting_dependents and list_of_supporting_dependents != '[]' %}
{% multiple_values_to_list source=list_of_supporting_dependents as supporting_dependents %}
{% for name, relationship, reason in supporting_dependents %}
<trclass="supporting-dependent-item-row">
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_dependents_name" relationship_field="supporting_dependent_relationship" reason_field="supporting_dependent_reason" input_field_class="supporting-dependent-input-field" delete_button_class="btn-delete-supporting-dependent" name=name relationship=relationship reason=reason %}
<thclass="table-bordered">Describe reason(s) for support</th>
<th></th>
</tr>
</thead>
<tbody>
<trclass="supporting-disabled-item-row">
{% include "partials/fact_sheet_supporting_person.html" with exclude_delete_button=True name_field="supporting_disabled_name" relationship_field="supporting_disabled_relationship" reason_field="supporting_disabled_reason" input_field_class="supporting-disabled-input-field" delete_button_class="btn-delete-supporting-disabled"%}
</tr>
<trclass="supporting-disabled-group"hidden>
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_disabled_name" relationship_field="supporting_disabled_relationship" reason_field="supporting_disabled_reason" input_field_class="supporting-disabled-input-field" delete_button_class="btn-delete-supporting-disabled" %}
</tr>
{% if list_of_supporting_disabled and list_of_supporting_disabled != '[]' %}
{% multiple_values_to_list source=list_of_supporting_disabled as supporting_disabled %}
{% for name, relationship, reason in supporting_disabled %}
<trclass="supporting-disabled-item-row">
{% include "partials/fact_sheet_supporting_person.html" with name_field="supporting_disabled_name" relationship_field="supporting_disabled_relationship" reason_field="supporting_disabled_reason" input_field_class="supporting-disabled-input-field" delete_button_class="btn-delete-supporting-disabled" name=name relationship=relationship reason=reason %}
This is a copy of an official work that is published by the Government of Canada and that this copy has not
been produced in affiliation with, or with the endorsement of the Government of Canada.
</p>
<divid="fact-sheet-f-side-bar">
<p><strong>Whose Income is Needed </strong></p>
<p>
If the paying parent earns more than $150,000 per year, you may need to calculate both incomes.
The Federal Guidelines provide two options:
</p>
<p>
You can use the tables to determine the child support amount for the first $150,000. Then add the percentage
listed in the tables for the portion of income over $150,000. If you choose this option, you would only need
to calculate the paying parent’s income.
</p>
<p>
or
</p>
<p>
You can use the tables to determine the child support amount for the first $150,000. You can then determine an
amount for the portion of income over $150,000 by looking at the condition, means, needs and other circumstances
of the child and the financial ability of each of you to contribute. If you choose this option, you would need
to calculate both incomes.
</p>
<p>
In some cases:
</p>
<ul>
<li>
You may need to calculate your child’s income—for example, if the child is over the age of majority and you
are taking his or her financial means into consideration to determine a child support amount.
</li>
<li>
You may need to calculate the income of every member of both households to compare the standards of living
if either of you is claiming undue hardship.
</li>
</ul>
<p>
Source:
{% include "partials/tooltip_link_federal_child_support_guidelines.html" with reference_link="http://www.justice.gc.ca/eng/rp-pr/fl-lf/child-enfant/guide/step5-etap5.html#h7" link_text="Federal Child Support Guidelines" %}
Department of Justice
</p>
</div>
<divclass="fact-sheet-e-side-bar">
<p><strong>What is "undue hardship"?</strong></p>
<p>
The person paying or the person receiving child support can ask for a different amount than what's listed in
the guidelines tables if that amount would cause them undue hardship. The payor may experience undue hardship
trying to pay the child support, or the recipient may experience undue hardship trying to support the child or
children with the amount given. The courts have said that "undue" means excessive, exceptional, or
disproportionate. This can be a hard thing to prove. The person making the claim must report all income coming
into their household, including any income or contribution from a new spouse or partner. This includes any
contribution to household expenses, and any rental income, dividend income, investment income, and business
income. If the payor makes this claim, the recipient must also provide information about their income.
</p>
<p><strong>How to determine undue hardship</strong></p>
<p>
To determine undue hardship under the Federal Child Support Guidelines, you need to compare the standards of
living in both households. To do this, you need to:
</p>
<ul>
<li>
calculate the income of every member of both households; adjust each person’s income according to the rules
set out in the Federal Guidelines; and
</li>
<li>
calculate the household income ratio.
</li>
</ul>
<p>
The Federal Child Support Guidelines Step-by-Step Guide has a
{% include "partials/tooltip_link_federal_child_support_guidelines.html" with reference_link="http://www.justice.gc.ca/eng/rp-pr/fl-lf/child-enfant/guide/w3a-f3a.html#s3" link_text="worksheet" %}
to help you with the calculation to figure out whether there is undue hardship in your situation.
</p>
<p>
Source:
{% include "partials/tooltip_link_federal_child_support_guidelines.html" with reference_link="http://www.justice.gc.ca/eng/rp-pr/fl-lf/child-enfant/guide/start-com.html#h11" link_text="Federal Child Support Guidelines" %}
"name":"My spouse and I have entered into an agreement as to income pursuant to section 15 (2) of the Guidelines, a copy of which agreement is attached.",
"description":"For Step 6, Your children - Income & expenses",
"summary_order":0,
"required":"Required"
},
"model":"core.question",
"pk":"you_spouse_entered_agreement"
},
{
"fields":{
"name":"Are you or your spouse claiming undue hardship?",
"description":"For Step 6, Your children - Income & expenses",
"summary_order":0,
"required":"Required"
},
"model":"core.question",
"pk":"claiming_undue_hardship"
},
{
"fields":{
"name":"Unusual or excessive debts",
"description":"For Step 6, Your children - Income & expenses - Spouse Fact Sheet F",